Author: Nafees Mayat

Opinion

African Expansion Still Appeals To Banks. The Real Risk Is Thinking The Old Playbook Still Works

Cross-border growth is back in fashion. Across Africa and beyond, banks are once again pursuing regional platforms, new client corridors and selective international expansion. The problem is that many are still approaching it with an outdated playbook. The question is no longer whether there is capital or appetite to grow. It is whether the institution can expand without multiplying regulatory drag, governance complexity and data failure. That is the commercial issue now. In a more fragmented regulatory environment, cross-border ambition will only create value if it is backed by an operating model that can handle divergent rules, tougher scrutiny and…

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