Palm payments are fast gaining traction with retailers and payment solution providers globally. It is no secret that retail innovation gains mainstream uptake by consumers when there is value and convenience. This is evidenced by the uptake of contactless payments, digital wallets, on-demand app shopping, and the dramatic increase in online shopping during Covid. For decades card payments have represented a significant cost to the consumer and the retailer, with considerable fraud risks. Fraud poses a further risk in loyalty programmes where the most used loyalty mechanism is through cards issued by the retailer. Palm vein biometrics leverages around five…