Ripple (XRP) is showing clear signs of bearish momentum, with the token sliding below $2.50 and likely on track to test the $2 level. Large holders have been selling significant amounts of XRP, essentially controlling the narrative and dictating the token’s near-term prospects.
Many XRP investors have moved on to other projects that offer asymmetric upside potential. One contender is Digitap ($TAP), a fintech project that already has real-world utility through a tap-to-pay Visa card. Unlike XRP’s institutional focus, Digitap appeals directly to consumers by letting them spend crypto instantly at any Visa merchant.
Inside Digitap’s App: Visa Tap-to-Pay and 100+ Tokens
Digitap is a fintech platform blending fiat and crypto into one app. Users can send, store, and spend both fiat and digital assets from a single account. This all-in-one model directly targets consumers and solves real pain points that XRP’s institutional system fails to address.
At the core of Digitap’s app is its Visa-connected payment card, which is live and operational today. This is not a pilot program or a temporary marketing ploy. Digitap users are actively swiping their crypto or fiat-funded Visa cards wherever Visa is accepted.
Crucially, the Digitap Card works with Apple Pay and Google Pay. Crypto can be spent as easily as tapping a phone at checkout. The Digitap app works in the background to convert crypto to local currency through its proprietary AI smart-routing system.
Digitap appeals directly to frustrated XRP investors, as its infrastructure bridges traditional banking networks, such as SWIFT and ACH, with blockchain technology. This allows for near-instant global transfers with fees of less than 1%.
Can $TAP 150x? Pricing, TAM, and Tap-to-Pay Volume Math
Digitap’s presale event is off to a strong start. Currently priced at $0.0194 and set to rise to $0.0268, the project has de-risked much of the execution phase. Unlike most presales, Digitap can show investors a live product that includes an integrated Visa card.
Prospective investors can simply sign up for the app and skip the optional KYC process to test features before investing a single penny.
At its current presale price, Digitap’s market capitalization is tiny relative to the addressable market it targets. Given a 2 billion token supply, the business is worth $38.8 million. Some analysts and investors are hopeful Digitap could achieve a 150x increase, bringing its valuation to $5.82 billion.
Indeed, there is a path to get there. Consider that Visa processes around $14 trillion worth of transactions annually. This shows that there is plenty of room for a newcomer like Digitap to enter the market. A mere 0.001% slice of that volume would make Digitap a true success story.
Digitap can also target the 1.4 billion unbanked or underbanked adults worldwide, individuals who simply want access to what many people in the West take for granted: financial inclusion. As such, a 150x gain or higher is plausible if Digitap’s user adoption accelerates over the coming months.
Whale Supply Rises as XRP Tests the $2 Support Again
Ripple investors would be quick to point out how the Ripple stablecoin RLUSD is gaining market share. The token’s market cap stands at $840 million, marking impressive growth from when it started the year at just $70 million. This makes Ripple’s stablecoin one of the fastest-growing tokens in the crypto industry.
However, most of the RLUSD supply is on Ethereum, and a mere $91 million is transacted on the XRP Ledger.
Meanwhile, whales have been selling billions of dollars’ worth of XRP in recent days. The bearish market momentum has pushed the token down more than 22% over the past month. In fact, the crypto crash on Oct. 10 merely accelerated ongoing selling activity.
The $2 level for XRP is in play now, and it wouldn’t surprise investors if it tests this key support. A break below $2 on heavy volume would spell disaster, as there is no immediate support level to stop the carnage. As such, it wouldn’t surprise many to see XRP retest the $1 level next year, as the project currently has little momentum working in its favor.
Why $TAP’s Consumer Focus Could Drive Outsize Returns
XRP’s fall below $2.50 is part of the natural evolution of any market. An asset once believed to be revolutionary is now being aggressively sold by whales. Meanwhile, Digitap is emerging as a next-generation alternative that essentially picks up where XRP left off: extending blockchain finance to the masses in practical ways.
By delivering a live Visa card and a unified crypto-fiat banking app, Digitap offers a real-world integration story and growth runway that can drive outsized returns. The contrast between the two couldn’t be clearer: Digitap should be considered as one of the crypto presales with 100x potential as the fast-moving upstart is well-positioned to redefine crypto payments.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
