Author: Thurgood Mashiane

Non-custodial bitcoin lending offers anyone with an internet connection and a Bitcoin wallet the ability to earn yield on their BTC or access bitcoin liquidity without having to sell any assets.  This guide will explain to you what non-custodial bitcoin lending is, how it works, the benefits and risks you need to know about, and how you can get started. What Is Non-Custodial Bitcoin Lending?  Non-custodial bitcoin lending is a Bitcoin DeFi service that lets you lend or borrow bitcoin using other assets as collateral. The entire transaction is processed via a smart contract-enabled peer-to-peer arrangement and you never give…

Divest, the African-founded crypto offramp platform that’s redefining how people turn crypto into cash, is officially launching in South Africa. With a promise to deliver payouts in under 60 seconds, eliminate the headaches of peer-to-peer trading, and offer the best market rates, Divest is stepping into the market with one mission: make crypto cashouts fast, secure, and seamless. “Crypto should work for EVERYONE, not just early adopters or professional traders. South Africans deserve a cashout experience that’s instant, safe, and stress-free — that’s why Divest is here,” said Kelechi Idoko, CEO and Co-founder of Divest. No P2P. No Waiting. Just…

There’s a certain clumsiness to how we still pay for things. You’re standing in line, juggling your phone, your wallet, trying to remember the right PIN. Or worse, waiting behind someone else who’s doing the same.  Add to that the constant worry about fraud – cards being skimmed, accounts hacked, passwords leaked, and it’s easy to see why more people are ready for something different. Biometric payments are quietly becoming that something. Not in a flashy, sci-fi way, but in small, practical moments. A thumbprint here. A face scan there. You’ve probably already used them without thinking much about it.…

SpotStat Ltd, a Bulgarian company specializing in artificial intelligence and data analytics, is offering advanced analytical services tailored to the needs of advertising and online marketing firms. By applying proprietary AI models to large-scale marketing data, SpotStat helps agencies and brands unlock valuable insights, optimize campaigns, and make faster, data-driven decisions. The company’s services are designed to address the complexity of modern marketing environments, where fragmented data and rising media costs demand smarter, scalable solutions. SpotStat’s AI-powered services allow clients to go beyond standard reporting and surface-level metrics. Through deep analysis and predictive modeling, the company delivers clear, actionable intelligence…

In 2025, Crushon AI has emerged as a premier destination for users seeking emotionally engaging, unfiltered AI companions. Whether you’re looking for an interactive AI girlfriend, immersive roleplay, or adult-oriented conversation, Crushon AI offers a fast, flexible, and highly personalized experience—all without technical setup or paywalls. What Is Crushon AI? Crushon AI is a web-based AI platform that enables users to chat with fully customizable digital companions. Focused on NSFW freedom and emotional realism, it supports long-form memory, spicy image generation, and diverse personalities—making it a powerful tool for both fantasy interaction and deeper digital relationships. Key Features Unfiltered NSFW…

Managing your finances can seem like an overwhelming task. Financial systems are complex, and there’s an abundance of advice available. It’s easy to become overwhelmed by all the figures and strategies. However, you can better manage your financial situation. It’s not just achievable – it’s also empowering. Here are some ways you can manage your finances without feeling overwhelmed. Setting Money Goals: Short-Term vs. Long-Term Setting financial goals forms the foundation of effective money management. Short-term goals are those you aim to achieve within a few months to a couple of years. These might include saving for a vacation, purchasing…

The Internet of Things (IoT) no longer flirts with financial services; it now drives core infrastructure from the branch floor to the cloud. Sensors in payment terminals, wearables that double as authentication tokens, and smart ATMs feeding real-time telemetry are rewriting the competitive script for banks and FinTech firms alike. Leaders who view these devices as data engines rather than gadgetry are capturing richer insight, accelerating service delivery, and carving out operational headroom that traditional architectures could never unlock. A Hyper-Connected Value Chain Smart devices extend the financial value chain in three decisive ways: 1. Continuous data flow for hyper-personalised…

Many people still fall outside the reach of traditional credit scoring. In the United States, the Consumer Financial Protection Bureau counts about 26 million adults who are “credit-invisible” and another 19 million whose files are too thin for a score. South Africa presents the reverse image: roughly 18.5 million consumers are active credit users, yet a large share holds only one or two small accounts that do little to build a full record. Fintech companies in both countries are trying new ways to measure risk—using mobile wallet history, utility payments, and other data that banks once ignored. This shift also…

Alternative Data, Instant Decisions: The New Era of Subprime Lending In South Africa, millions of working adults remain “underbanked” or carry subprime credit scores, making access to affordable credit an uphill battle.  Traditional banks and finance houses often rely on rigid credit‐scoring models, lengthy paperwork and in‑branch visits—all of which exclude those without a robust formal credit history or easy access to physical branches.  Yet the need for emergency funds, school fees, medical bills or even capital for small business ventures persists.  Enter a new generation of fintech innovators who are leveraging data science, cloud computing and seamless digital…

Mastering the Economic Calendar: A Key Advantage for Forex Traders In the dynamic world of forex trading, timing plays a crucial role. While charts and indicators are important tools, successful traders also rely on the economic calendar to anticipate upcoming market shifts. This guide will walk you through what an economic calendar is, how to interpret it, and how to use it to strengthen your trading decisions.  In fact, staying current with real-time data is now easier than ever thanks to tools like Bloomberg’s new global economic indicators dashboard, launched in April 2025. It highlights 12 essential metrics that can…