Author: Francois Potgieter

Small businesses start with an exciting idea – but they don’t fail because of that idea. All too often, they go to the wall because of a single calamity that interrupts their cash flow and they’re unable to recover. For example, a plumber sets up his own operation and everything’s going well – until someone T-bones his bakkie in the traffic. Short on funds for repairs and unable to service his clients until he’s on the road again, his cash flow takes a fatal knock. Or a coffee shop owner is just getting feet through the door with her…