In a recent report, Polygon suggested that the crypto industry is in a “super-cycle” and stablecoins are at the center of the structural shift. Company’s Global Head of Payments and RWA, Aishwary Gupta, noted that the market could see more than 100,000 stablecoin issuers emerge over the next five years.
Japan’s recent steps show that digital tokens can fit into the formal economy without weakening central bank authority. Gupta pointed out that Japan uses stablecoins like JPYC to buy government bonds and deliver stimulus. Yet, its central bank still manages the economy with familiar tools such as interest rate changes.
The analysts anticipate that this transformation could quickly shift capital from traditional bank infrastructure to on-chain payments and settlement. This has opened floodgates of demand for top banking altcoins to buy.
At the forefront of the transformation is the pioneer omnibank platform, Digitap ($TAP). The project has already launched an app that merges fiat and crypto payments in a single place. By enabling instant, borderless payments, Digitap could become the best crypto presale for this upcoming supercycle.
This article explores why these four banking presale tokens are on investors’ watchlists for the next bull run:
Top presale tokens to watch:
- Digitap ($TAP): Omnibank platform leading the best crypto presale race
- Remittix: The cross-border PayFi entrant
- BlockchainFX: Multi-asset trading and tokenized real-world assets
- SpacePay: Merchant-first crypto payments with ultra-low transaction fees
Digitap: Omnibank Platform Leading the Best Crypto Presale Race
As the world moves towards greater adoption of digital assets, the banking sector will play a crucial role. This has heightened the need for innovative infrastructure players like Digitap, which allows users to hold fiat, store and spend crypto, move assets instantly, and spend anywhere with Visa-branded cards.
It is an advanced fintech platform that blends banking-style convenience with blockchain technology. At its core is the smart routing engine, which scans multiple settlement options in real time and automatically selects the quickest, lowest-cost path for each transaction. Its unique infrastructure is what makes it potentially the best crypto to buy now.
The project also rolled out a global money app that expands its real-world utility. Users can create their own virtual or physical Visa-powered cards, all backed by crypto balances. These cards make it easy to spend digital assets online or at local merchants, giving Digitap a practical edge over many crypto products.
This rising utility and growing demand make it the best crypto presale of the year. The price has already climbed from its earliest presale levels to around $0.0326, with a planned exchange listing near $0.14. For early participants, that gap offers substantial upside potential and an appealing risk-reward profile.
Remittix: The Cross-Border PayFi Entrant
Remittix lets users send over 40 cryptocurrencies, and recipients receive payments as fiat directly in their bank accounts across 30+ countries. The platform’s PayFi model makes this possible by turning a sender’s crypto into real dollars, euros, and other currencies at the time of transfer, a clear, practical use case that can generate real revenue.
Analysts appreciate the idea and believe it can work well if executed properly. But many also point out a major gap: Remittix doesn’t offer a feature strong enough to attract people outside the crypto crowd. Because of this, they hesitate to call it the top altcoin to buy now.
Meanwhile, Digitap has already introduced its omnibank, which is live on both the Apple App Store and Google Play, giving it a clear edge in real-world accessibility.
BlockchainFX: Multi-asset trading and tokenized real-world assets
BlockchainFX brings crypto, stocks, forex, ETFs, and commodities together on one platform, removing the need to switch between multiple trading apps. This setup directly addresses the fragmentation problem outlined in its whitepaper and makes the trading experience faster and more convenient for users.
The idea of managing all major asset classes in a single dashboard sounds promising, but the project still has to prove it can deliver on its claims. If the team follows through, BlockchainFX could grow into a serious multi-market trading hub rather than be remembered only as a hyped presale. However, the lack of development makes the project a less deserving candidate for the best crypto to buy now.
SpacePay: Easy Crypto Payment Acceptance With Low Fees
SpacePay is working on a simple idea: it turns the Android card readers already used in millions of shops into crypto-ready payment devices. A store owner only needs to install a quick software update, and instantly, the machine can accept payments from hundreds of different crypto wallets.
Token holders earn when the platform grows. As more merchants start using SpacePay, the revenue flowing back to early supporters increases. The model makes sense, and SpacePay delivers solid utility, but it still hasn’t developed any product yet and gained momentum in its presale.
Digitap Dominates as the Best Crypto Presale to Invest in December 2025
Digitap is quickly gaining attention as its multi-rail payment system, launched products, and sustainable token model start delivering real results.
The project has begun to build strong momentum across the market for its stronger fundamentals, fully audited security, and direct real-world applications.
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The Digitap presale has already raised $2.3 million in just a few weeks, attracting both crypto whales and early institutional buyers. The token is now trading at $0.0361 in Round 2, and the allocation is almost fully sold out. Many market watchers now see $TAP as one of the best crypto to buy now opportunities.
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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