Hong Kong, Hong Kong SAR, China – Nero, a virtual crypto card service, has launched a product that lets users top up an account with the stablecoins USDT or USDC and pay with a virtual card anywhere conventional cards are accepted. The cards work for online purchases and can be added to Apple Pay and Google Pay for in-store contactless payments.
The service targets a long-standing gap between holding stablecoins and spending them. Until now, converting digital dollars into everyday purchases typically required an exchange account, a linked bank account, and a withdrawal process taking one to several business days. Nero compresses that path: a user funds the account with USDT or USDC and receives a virtual card with a standard number, expiration date and CVC within minutes. Conversion from crypto to fiat happens at the moment of payment, so merchants process an ordinary card transaction with no additional integration.
The virtual card covers two payment scenarios. Online, it works for subscriptions, advertising accounts, e-commerce and other services. Offline, users add the card to Apple Pay or Google Pay and pay at any terminal that accepts mobile wallets. Registration, top-up and card issuance are completed online, without a visit to a bank branch.
“The biggest shift we’re seeing is that stablecoins are finally being used for everyday utility. Our users just want their digital dollars to behave like ordinary money at the grocery store or when paying for software subscriptions. Nero bridges that exact gap without the friction of traditional banking,” said David Vance, Director of Growth at Nero.
Payroll in stablecoins
The service is also available to businesses. Companies can pay salaries and other payouts in stablecoins directly to their employees’ Nero cards. According to the company, the option is aimed at distributed and cross-border teams, where funds reach recipients as a card top-up that can be spent online or in store without an additional withdrawal step.
Customer support
The company says customer requests – including top-ups, card issuance and payment questions – are handled by support staff rather than automated systems. “When money is involved, users should be able to reach a person, not a script,” said Vance.
Market context
The launch comes amid measurable growth in stablecoin spending. Visa reported that purchases on its stablecoin-linked cards reached a $3.5 billion annualized run rate in late 2025, up roughly 460% year over year, while industry-wide crypto card spending exceeded $18 billion on an annualized basis in early 2026. The combined market capitalization of stablecoins passed $300 billion this year, and federal stablecoin legislation adopted in the United States in mid-2025 – alongside frameworks in the EU, Japan, Singapore, Hong Kong and the UAE – has brought regulatory clarity to the category.
Nero cards are available now at nero.cards. The onboarding is fully digital: registration, top-up and card issuance are completed online without visiting a bank branch.
About Nero Sphere LIMITED
Nero is a virtual crypto card service that lets users top up with USDT or USDC and pay anywhere cards are accepted. Virtual cards can be used for online services or added to Apple Pay and Google Pay for in-store payments. Businesses can also pay salaries in stablecoins directly to their employees’ cards. Onboarding is fully digital, and customer requests are handled by support staff. More information is available at nero.cards.
Address: Room 511, 5/F, Ming Sang Ind Bldg, 19–21 Hing Yip Street, Kwun Tong, Hong Kong
Media Contact
David Vance
Director of Growth
marketing@nero.cards
