The crypto market is deep in bear territory, with sentiment pointing to further pullbacks. Crypto assets as a whole lack a clear catalyst to help stabilize plunging prices. In these conditions, investors need to avoid chasing hype.
Instead, the best cryptos to buy are those with strong fundamentals, real usage, and tangible token value. Capital has become increasingly selective in late 2025, and this trend has magnified in early 2026.
Investors looking to profit in a bear market will need to select tokens that offer something unique. This could range from technological infrastructure to active user adoption. At the top of the list of best altcoins to buy is Digitap ($TAP). Digitap is a fintech crypto presale project marketing the world’s first “omni-bank.”
Below is a list of the top five altcoins to buy to survive the bear market.
- Digitap ($TAP): A crypto presale “omni-bank” blending fiat and crypto financial services in one app.
- Arbitrum (ARB): Ethereum’s leading layer-2 network.
- Chainlink (LINK): The dominant oracle network.
- Kaspa (KAS): A proof-of-work blockchain.
- Sui (SUI): A high-performance layer-1 network.
1. How Digitap’s Omni-Bank App Helps Users Ride Out Bears
Digitap ranks as the top altcoin to buy in a bear market due to its blend of real-world utility and early growth prospects. Digitap’s global “omni-bank” is live, providing users with a single platform to manage their everyday fiat banking and crypto needs.
Key features include 20+ foreign currency fiat accounts, high-yield savings accounts, crypto wallet support for 100+ tokens, global money transfers, and payment capabilities. Notably, a Visa debit card is linked to a user’s Digitap balance. This means the app’s AI engine will automatically swap crypto to fiat at the time of purchase, making digital assets spendable in real life.
By leveraging the strengths of both forms of money, Digitap can provide real savings to those who need them most. Money remitters, on average, charge 4.2% to move funds across borders. Digitap’s AI agent scans in real time for the cheapest rail to move money worldwide. The end result is cross-border transactions completed in seconds at a less than 1% fee.
Digitap’s optional no-KYC signup process means the platform is truly available to a global market. There are an estimated 1.4 billion adults without access to financial services, mostly due to a lack of proper identification. Digitap is well positioned to onboard the next generation of crypto users and bring financial inclusion to areas where access to global banking tools was previously impossible.
$TAP’s Presale Raised $4.9M In A Falling Market
Digitap’s crypto presale of its native $TAP has so far survived the bear market. In fact, $TAP has raised more than $4.9 million despite launching weeks before the 2025 crypto selloff started.
$TAP is offered in a tiered pricing format, with the token increasing in value in rounds. The first round was priced at $0.0125, and it has since risen around 275% to $0.0467. Many savvy investors recognized $TAP as a top crypto to buy as a near-term hedge against falling prices.
Beyond the near term, Digitap is built for long-term gains. Digitap’s tokenomics include a fixed 2 billion supply with no new minting. Half of the platform’s profits are allocated toward buybacks, burns, and funding stakers.
Essentially, $TAP offers investors a useful product driving organic demand and a token price directly linked to the platform’s success.
2. Why Arbitrum’s Deep Liquidity Helps It Weather Bears
Arbitrum is a leading layer-2 scaling solution for Ethereum that dramatically reduces fees and increases transaction throughput. During a bear market, Ethereum users and developers are likely to seek out more affordable and efficient infrastructure.
Arbitrum is the most popular layer-2 network and boasts a substantial lead over its rivals, with more than $20 billion in total value secured in 2025. This signals deep liquidity and user trust and bodes well for projects and users looking to escape Ethereum’s high gas costs.
Source: @sgoldfed
3. How Chainlink Oracles Still Anchor Most DeFi Protocols
Chainlink has established itself as the dominant decentralized oracle provider, essentially acting as the bridge between on-chain smart contracts and off-chain real-world information. This means Chainlink’s technology is a requirement for a large portion of the crypto ecosystem.
Chainlink secures more than $100 billion in value for smart contracts, with integration across roughly 2,400 projects. This gives Chainlink an estimated 70% share of the oracle market. Demand for its services does not disappear in a bear market because key platforms depend on it.
Source: @chainlink
4. Why High-Throughput PoW Keeps Kaspa On Investor Radars
Kaspa is a proof-of-work-based cryptocurrency that uses a directed acyclic graph architecture rather than a single chain. This results in extremely high throughput and near-instant transaction confirmations. As such, Kaspa can process multiple blocks in parallel, increasing speed without sacrificing decentralization.
In a bear market, Kaspa offers a compelling proposition, making it one of the best altcoins to buy. It represents a bet on proof-of-work’s longevity and innovation. For investors who believe there is still room for a fast, scalable settlement layer, Kaspa is a leading project in that niche.
Source: @KaspaTeacher
5. How Sui’s High-Speed L1 Pitch Fits A Beaten-Down Token
Sui is a high-performance layer-1 using the Move programming language for its smart contracts. This helps Sui differentiate itself from its peers, as it is designed to process many transactions simultaneously.
Sui’s beaten-up token price could look more attractive during a bear market, as investors may be overlooking its long-term prospects. Sui offers investors exposure to a next-generation layer-1 that could, in theory, rival networks like Solana or Ethereum in specific domains.
Source: @angelodotsui
Digitap’s Bear-Market Profile Backs Its Role As Best Crypto To Buy
Surviving a bear market doesn’t need to be complicated. Selecting the best altcoins to buy requires a focus on projects that can thrive in any market condition due to real-world utility.
All five names listed above represent fundamentally solid projects. However, Digitap offers the highest upside potential as the youngest player, presenting early-stage pricing and a ground-floor opportunity that few others can match.
Digitap offers a working product that addresses clear financial needs. Investors could benefit from a token whose value is directly tied to the platform’s success. It is rare to see a crypto presale project with such compelling fundamentals so early in its existence.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
