The cryptocurrency market is trending upward, primarily driven by Bitcoin (BTC), which recently reclaimed the $94,000 level. Ethereum (ETH) spiked toward $3,200, and the rest of the altcoin market followed. This momentum has reinforced a familiar start-of-cycle mood.
This time around, the rally could be attributed to early-year investor repositioning and massive institutional inflows into U.S. spot ETFs. Furthermore, the geopolitical developments in Venezuela have increased demand for risk assets.
While the market is rebounding, capital is quietly moving toward projects that make crypto spendable in the real world. Digitap ($TAP) is among the best cryptos to buy because its omni-bank ecosystem integrates crypto, fiat, payments, and cashback banking.
Bitcoin Shatters $94K as Institutional Inflows Ignite 2026 Bull Run
Bitcoin surged above $94,000 on January 6, 2026, resulting in more than $140 million in short liquidations. On that note, the market sentiment has shifted from “fear” to “neutral” for the first time since October 2025.
The first trading day of 2026 saw huge positive flows, with U.S. BTC spot ETFs attracting $471.14 million while ETH ETFs received $174.43 million.
On the geopolitical front, the U.S. military operations and the detention of President Maduro in Venezuela have impacted the crypto market. Investors now consider crypto a hedge or a liquidity venue in cases of global instability.
The markets, on the other hand, are starting to price in more rate cuts for 2026 as the Federal Reserve transitions to adopt a pro-growth stance. The Fed also recently injected nearly $74.6 billion into the system through repo operations. The move eased funding pressures and directly boosted risk assets like Bitcoin.
Why $TAP is 2026’s Top Utility-Driven Crypto Presale
While major digital assets like BTC and ETH dominate the headlines, the greatest growth potential lies in the Digitap crypto presale. Unlike most speculative tokens riding the current wave, Digitap is building an omni-bank ecosystem to make crypto spendable like cash.
Investor psychology often changes during different cycles. In the current environment, prices are rising easily, and speculation is dominant. However, smart investors are analyzing what every coin does to determine what would support their value if price momentum disappears.
Digitap aligns well with this investor preference, as it is building infrastructure to make crypto spendable like cash for everyday users. Hence, $TAP is one of the best altcoins to buy now despite being in its crypto presale stage.
Digitap’s Omni-Bank Redefines Crypto Spending in 2026
Digitap is building a working omni-bank ecosystem that enables users to move money across borders while managing crypto and fiat simultaneously. This platform also enables users to spend using Visa card-based payments at more than 80 million merchant stores globally.
The utility is important because it does not vanish when the markets struggle. Additionally, Digitap’s cashback feature makes it a good crypto to buy even during times of uncertainty.
While other crypto investors are excited by the charts, Digitap users can spend, earn cashback, and interact with a financial platform designed for daily operations.
Thus, $TAP is thriving on engagement at its early stages. Whenever assets create value through usage, it becomes a stable investment even during volatile markets.
Digitap is not collaborating with Visa for branding. On the contrary, the partnership boosts $TAP’s access and speeds up its adoption in the physical world. Visa’s global payment rails are linked to millions of locations, enhancing $TAP’s utility.
Digitap integrates digital assets and the global financial sector by incorporating crypto spending directly into the Visa ecosystem. This operation model is important because usability fuels demand.
Therefore, the Visa card component is a gateway between crypto and the global financial industry when adoption intensifies. Digitap also simplifies crypto by allowing users to spend their balances like cash. This ability makes $TAP one of the best altcoins to buy.
Investors Prefer Digitap’s Banking Ecosystem Over Market Speculation
When BTC, ETH, and other major altcoins are rising, it becomes tempting to invest in smaller projects for speculation purposes. However, smart money is focusing on assets with strong fundamentals and utility. Digitap’s banking use cases make it a solid investment, explaining why its crypto presale is thriving in 2026.
Digitap’s integration of a live product and banking-style utility makes it a lucrative investment opportunity in this cycle. The utility enables $TAP to thrive in all market conditions. Thus, it is gaining popularity among investors who consider the token a stable long-term investment.
Most of the strongest crypto performers developed their foundations during weak markets when enthusiasm was low and liquidity scarce.
However, Digitap is thriving even during the current market uptrend. It is thriving because it makes crypto spendable in the real world, something the industry has struggled to achieve for over a decade. With projects functioning as financial tools gaining traction, Digitap’s omni-bank infrastructure makes it a good crypto to buy this January.
The $TAP token is built for long-term price stability. It consists of a fixed supply of 2 billion tokens with a deflationary model. 50% of the platform profits are used to buy back and burn tokens, directly connecting the asset’s value to the platform’s banking activity.
Moreover, stakers can now earn a huge 124% APY, creating a massive incentive for long-term holding as the 2026 bull cycle intensifies.
$TAP’s crypto presale is currently in round 3, priced at $0.0411. The low valuation is one of the reasons why investors are buying the project rapidly. With a confirmed listing price of $0.14, early buyers are served with a 70.64% discount compared to its launch price of $0.14.
More than 120,000 wallets have already been connected to the presale dashboard, and over 176 million tokens have been sold. In that context, the project has raised more than $3.6 million with investors buying aggressively to benefit from the discounted price before $TAP’s value explodes.
Market Rally Meets Real-World Utility: $TAP is January’s Top Buy
The market is up because of early-year investor repositioning and massive institutional inflows into U.S. spot ETFs. Also, geopolitical tension due to the Venezuela situation has increased demand for risk assets.
Digitap, with its omni-bank ecosystem, offers a utility that does not depend on price action. $TAP was laying foundations even during the bear market and is thriving as the market trends upward.
Even as markets begin to rise, smart investors are going for projects that make crypto spendable like cash in the real world. This sentiment shift makes $TAP the best crypto to buy this January.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
