Vanguard has finally moved into the crypto ETF landscape. For years, this $11 trillion asset manager has wanted nothing to do with crypto. But with BlackRock’s IBIT becoming one of the most successful ETF launches in history, Vanguard is changing its tune.
Opening the gates for clients to purchase spot ETFs for BTC, ETH, SOL, and XRP. This move signals that some of the largest retirement accounts in the world will be allocating to crypto over the coming years.
As the market flips bullish once again, banking tokens are dominating the top altcoins to buy lists, with crypto presale inflows suggesting payments will drive the next structural leg of growth. Banking and payments-focused crypto presales have been exploding recently, and Digitap ($TAP) is a perfect example.
Arguably, the best crypto to buy now for exposure to the growth of stablecoins, and with Vanguard normalizing crypto, this omni-bank could explode in 2026.
The ETF Trade After Vanguard: Are BTC, ETH, SOL, and XRP the Best Cryptos to Buy Now?
Vanguard’s pivot means that crypto is now normalized inside the world’s second-largest asset managers’ portfolio design. The consequence is likely a persistent bid for the largest crypto assets. Crypto is entering a new era where structural allocation will start to outweigh speculative mania.
However, are BTC, ETH, XRP, and SOL the best cryptos to buy now? Institutional legitimacy means that upside is capped. These assets will now steadily compound instead of exploding upwards, but in crypto, there is always a bull market somewhere, and PayFi is booming.
As crypto becomes normalized by outfits like Vanguard, demand for crypto payments is skyrocketing, and the best altcoins to buy right now are assets whose growth is tied to new users and cash flows. That is where the banking and payments lane—and projects like Digitap—start to look like some of the most interesting plays currently available.
How the Digitap Crypto Presale Built the World’s First Omni-Bank
Digitap has built and shipped the world’s first omni-bank. Anyone can download it today and access a single global money app where fiat, stablecoins, and crypto live together in one account. No more juggling multiple exchanges, wallets, and fintech apps. Just all forms of value together moving in real time.
Users can hold more than 20 fiat currencies and more than 100 cryptocurrencies across multiple chains. They can swap between all assets in seconds, and the multi-rail architecture allows the system to send payments over public blockchains and legacy corridors such as SWIFT, SEPA, ACH, and Faster Payments. Digitap optimizes every transaction for the user and is ready to disrupt cross-border payments while still in its crypto presale phase.
The end user sees none of this complexity. A digital nomad can invoice in stablecoins, hold part of their earnings in crypto, convert a portion to fiat, and pay for anything with their Digitap Visa card.
Right now, a user with no bank accounts can download the app and receive funds from abroad, bypassing expensive remittance charges, and use Digitap as their primary banking surface. In many ways, Digitap is delivering on crypto’s original promise of finance for everyone.
A large driver of why $TAP ranks among the best cryptos to buy now is how $TAP captures value from the underlying business. The total supply is fixed at 2 billion, and Digitap has committed to spending 50% of platform profits on burning $TAP and rewarding stakers.
This introduces a mechanical link between real-world usage and adoption and the token’s success. As more users adopt the app, and Digitap processes more volume, it will fund larger and larger buybacks as well as pay out yield to long-term holders.
Instead of a weak governance token, $TAP looks like an ownership layer of a high-growth fintech. It is a direct bet that omni-banking will gain share of global payment flows, and with the rampant rise of stablecoins, investors are voting with their feet that $TAP is a leading altcoin to buy before 2026.
Banking tokens are crushing it, and the reason is simple. As more value moves on-chain and stablecoins see more adoption, the front-end applications that regular people use will grow fastest.
Digitap’s presale hints that many investors are starting to understand this. It has already raised around more than $2.2 million, and the current price of $0.0334 looks like a steal. The current round is already 95% sold out, with a scheduled increase to $0.0361 in two days. And with a confirmed listing price of $0.14, there is plenty of upside for fast movers.
Digitap is positioned perfectly for the stablecoin gold rush, and this omni-banking app could onboard the next generation of users. It increasingly looks like the best crypto to buy now for investors who believe the next decade of crypto returns will be driven less by speculative mania and more by the simple, compounding business of moving money better.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
