The financial world is adopting stablecoins faster than ever before, and Visa, one of the world’s biggest digital payment processors, is now jumping on the trend. Visa is currently embracing stablecoins in a test pilot program aimed at speeding up international payments.
The pilot program will allow banks, remittance firms, and other financial institutions to use stablecoins such as USDC or PYUSD to pre-fund accounts. Chris Newkirk, a Visa executive, has stated that the $194 trillion cross-border payment market has been stuck in outdated systems for far too long.
One of the hidden crypto gems specifically built to solve this problem is Digitap ($TAP). Digitap has designed the world’s first omni-bank that seamlessly incorporates traditional finance and crypto into a single platform. Analysts have placed $TAP among the top alt coins to watch in Q4 2025 as Digitap transforms the cross-border payment space.
Visa Launches Pilot Program To Use Stablecoins for Cross-Border Payments
As the global financial industry turns more to blockchain to solve problems, Visa has announced the launch of a new system, Visa Direct. The Visa Direct platform will allow businesses, remitters, and financial institutions to fund cross-border payments using stablecoins instead of relying on pre-depositing cash into local accounts.
The pilot program will allow participants to benefit from lower transaction costs, higher liquidity, faster speeds, and a more efficient process. Chris Newkirk, Visa’s president of commercial and money movement solutions, said that they launched Visa Direct because “cross-border payments have been stuck in outdated systems for far too long.”
Visa Direct’s new stablecoins integration lays the groundwork for money to move instantly across the world, giving businesses more choice in how they pay. The stablecoin integration by Visa Direct is a groundbreaking move towards ensuring that money can be transferred immediately all over the globe, and businesses can have an option in how they pay.
Digitap is Taking Cross-Border Payments To the Next Level
Cross-border payments have always been a challenge, which is why Visa is looking at using stablecoins for transactions. However, Digitap ($TAP) stands out for being a new project designed to solve the problems of the multi-trillion-dollar industry by building a global “omni‐bank” that bridges the gaps between traditional fiat banking and cryptocurrency.
The fundamental idea is to combine both rails so that users can operate seamlessly in both fiat & crypto: deposit, withdraw, exchange, spend, send, etc., all within one app. This will lead to quicker settlements and lower transaction costs, which will benefit not only freelancers and businesses but also individuals who frequently make and receive cross-border payments.
Unlike traditional banks that can take days for processing and charge up to 6.2% in fees for international transfers, Digitap uses blockchain-backed tools to settle payments in seconds, often with fees below 1%.
All these options are available with a private onboarding process to ensure that businesses requiring obscurity are well covered. Digitap also offers virtual and physical cards, which freelancers, businesses, and merchants can use in more than 180 countries to pay for goods and services.
Digtap ($TAP) Sees Huge Demand as Investors Jump Ship
Because Digitap is positioned as a crucial tool in the global cross-border payment market, $TAP is one of the best cryptos to invest in 2025. This has attracted a ton of attention and demand for the $TAP presale. More than 32.1 million $TAP tokens have been purchased as investors and institutions look to align themselves with the upcoming changes that Digitap is bringing.
The $TAP token is a major part of the Digitap ecosystem, making it a crypto for beginners. This means its value is very likely to soar as the Digitap project increases in value by transforming the cross-border payment market. With $TAP valued at only $0.0125, analysts have forecasted that it could reach $1 before mid-2026.
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Visa Direct or Digitap: Which Option Comes Out On Top?
While Visa’s new product and Digitap are offering similar services in the cross-border market, the latter is built with more utility and to reach a wider audience.
Its interface is such that Digitap helps bank the unbanked 1.4 billion people, while offering benefits to the biggest global organizations. The utility and prospect of Digitap is why $TAP is widely considered the best new crypto to buy.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://Digitap.app
Social: https://linktr.ee/digitap.app
Meta Title: Visa Bets on Stablecoins for Faster Cross-Border Payments, While Digitap Revolutionizes the Industry
Meta Description: Visa is leveraging stablecoins to accelerate cross-border payments, while Digitap’s omni-bank is transforming global money transfers with unparalleled speed and flexibility.
