Travel Insurance For Domestic And International Trips

Certain domestic trips mean more dangerous travel- SCUBA diving, snowboarding, and skiing, for instance, can be quite hazardous

Sunrise boat
Sunrise boat. Image by Quang Le from Pixabay

As you know, international travel is quite different from domestic trips. And it’s therefore important to understand what it takes to insure each one of them as well as what qualifies to be classified as an international trip.

Any trip outside your home country is often considered to be international. In America for instance, any trip across the border into Mexico and Cana is regarded as international. It doesn’t actually have to be far away and includes many hours to travel.

How to insure domestic travel plus international travel is something most travelers are concerned about. The following are important tips to help you insure your next international or domestic trip.  

International Trips Are More Expensive

As opposed to a domestic trip, an international trip will always require higher-prepaid costs. And most of these expenses are typically non-refundable. If you aren’t able to make your trip at the set date, they’ll issue you with a voucher for future travel and if you can’t travel later, you won’t be able to recover the money you spent.

Of all the things, trip cancellation is the most important type of coverage. While you may not imagine if there’ll be any reason to have your trip canceled, you simply can’t predict the future. That’s why it’s also important to protect expensive domestic trips from cancellation.

Travel Insurance for Domestic Travel

Certain domestic trips mean more dangerous travel- SCUBA diving, snowboarding, and skiing, for instance, can be quite hazardous. If you’re planning to participate in such sports activities and you’re traveling outside the health insurance network, having insurance for domestic travel can be extremely significant.

While your own health insurance cover will serve as your primary coverage, the travel insurance plan can fully cater for all your out-of-pocket expenses. Just ensure that the plan you choose covers the hazardous activities you intend to do during your trip.

Evacuations Exclusive to International Trips

In case you’re injured or killed on your trip, an evacuation or repatriation is necessary. Most travel insurance policies often include this type of coverage, however, it’s only applicable when you’re outside your home country. So, if you’re going on a domestic trip, this coverage may not be of so much help.

Baggage Loss Can Be Costly

Of course, some countries offer cheap prices on local clothing but when trying to replace items in your bag that have been stolen, it can be quite costly. Remember, this isn’t something you had planned on taking, so it will definitely exert unnecessary pressure on your budget.

And again, the coverage you receive for lost or delayed luggage through the airline is often limited. But with travel insurance, there’s a full cover for lost, destroyed, as well as stolen bags.

The Bottom-Line

As compared to domestic trips, international travels often demand higher pre-paid costs. And in most cases, these payments are non-refundable. So, in case your trip is canceled or interrupted, you may end up losing all your money. But with travel insurance, you get full protection from such misfortunes. 


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