Author: Nathan Adams

The University of the Western Cape (UWC) is accepting applications for South Africa’s first postgraduate diploma in Financial Technology (Fintech) Law and Regulation. The timing couldn’t be more critical. Fintech is reshaping how financial consumers access and engage with services, from crypto assets and digital tokens to robo-advisors and AI-powered fraud detection. Traditional banking models are being bypassed by online platforms offering alternative credit solutions, while money itself has evolved into digital forms like central bank digital currencies (CBDCs), e-money, and stablecoins. This one-year, fully online programme is designed for working professionals and has received accreditation from the Council on…

Africa and Asia will be the leaders that other regions will follow when it comes to the Fintech boom. This is just the beginning of the “unmasking” of the intersection between finance regulation and technology that is detailed in the new book, Fintech: Law and Regulation: An African Perspective. The book was edited by Professor Vivienne Lawack, the Deputy Vice-Chancellor: Academic at the University of the Western Cape (UWC). It is a first-of-its-kind analysis of Fintech. “FinTechs are firms that identify gaps or inefficiencies in the services provided by incumbent financial institutions. They address these gaps or inefficiencies by developing…