Author: Richard Woodhead

Australia’s wealth creation story is changing. For decades, many Australians faced high barriers to investing, from large minimum deposits to complex products. Many believed wealth was built only through high-risk strategies. Yet the most meaningful gains come from steady, predictable returns combined with easy access to investment opportunities. Managing capital through multiple market cycles brings a constant reminder of what investors value most: reliability over spectacle. That point crystallised for me recently at an investor forum, where presenters relied on complex models and high-production presentations to illustrate projected returns. My own contribution was far simpler. A near-straight line showing interest…