Author: Buhle Goslar

 We might describe the past decade in fintech as a three-legged journey, and it can be instructional if we as to what need fixing and also what might await us around the corner.  The decade began with heated debates about whether fintechs would disrupt traditional banks, transitioned into discussions about fintech-bank partnerships, and ended with a sharper focus on unit economics, profitability, and concerns over the dearth of exits in Africa. Despite some early concerns about client protection and pricing, the overall consumer and micro, small, and medium enterprises (MSME) story has been a positive one.  Across the continent, fintech-driven payment and lending solutions…