Ethereum (ETH) and Ripple’s XRP are two legacy tokens on a mission to revolutionize the next generation of finance applications. Ethereum offers the world decentralized lending, trading, and yield generation, while XRP streamlines bank transfers and cross-border payments for financial institutions.
However, a new crypto presale project called Digitap ($TAP) is emerging as the best crypto to buy now as it is revolutionizing consumer banking. Digitap’s “omni-bank” model bridges traditional finance with blockchain technology, offering users a new experience that is more inclusive and cheaper to use than nearly every alternative on the market.
Source: Digitap
Why Digitap’s Utility Fits Best Crypto To Buy Now Lists
Digitap built a fintech superbank app from the ground up, where users can send, receive, save, invest, store, and swap money through a single application that supports both fiat and crypto. This means a Digitap account holder can open offshore IBAN fiat bank accounts and transact with more than 100 crypto tokens in the same app.
The platform’s recent partnership with Visa is a game-changer, making Digitap an attractive altcoin to buy. Users can preload funds on a Visa-branded debit card, and both fiat and crypto funds are immediately usable in the real world. Users simply swipe their physical Visa card or tap their phone to pay, and the system automatically deducts the correct amount from their fiat or crypto balances.
Digitap’s core strength lies in its ability to undercut banks and remitters. Traditional banks can take days to settle cross-border transfers and charge fees of up to 6.2% of the amount being sent. Digitap’s platform can process money transfers within seconds at a cost of less than 1%.
An optional no-KYC signup process opens the platform to the approximate 1.4 billion adults worldwide who are underbanked or unbanked. Many of these people live in countries where obtaining identification is difficult, if not impossible.
Digitap addresses the inefficiencies and unfairness in today’s banking sector, enabling hundreds of millions of people to finally join the global financial community.
Source: Digitap
Black Friday Deals Live Now: And How $TAP Token Burns Support Long-Term $TAP
By connecting crypto innovation with real-world finance, Digitap addresses a gap that tokens like Ethereum and XRP can’t match. Investors are recognizing this reality and are pouring into Digitap’s ongoing presale of its native $TAP token.
Digitap has raised more than $2.1 million since its presale started in late summer. As part of a carefully orchestrated presale event where the price of $TAP increases in stages, the token has risen from its initial price of $0.0125 to $0.0326. The current round is more than 90% sold out, meaning investors might have just hours remaining before the price increases to $0.0334.
Crucially, Digitap’s tokenomics add to its case for inclusion in the list of top altcoins to buy. Half of the platform’s profits will be set aside for buyback and burn initiatives and funding stakers. Digitap plans on using part of its raise to finance a global marketing push, meaning that as more users are onboarded, the value of $TAP increases due to token scarcity.
Digitap’s massive Black Friday drive has begun, and from now until Monday, this omni-banking super app is running a 96-hour presale widget event. Every hour, the team presents a new offer that stays live for just 60 minutes. The combined prize pool across these hourly deals exceeds $1 million in value and includes token bonuses, giveaways, credits, product-related perks, and platform discounts.
Ethereum Built DeFi Rails, But Not A Consumer Bank Layer
Ethereum will go down in the history books for making the DeFi revolution possible. It also proved that crypto projects can become large enough to replace many functions of banks. For example, one can lend and borrow on Ethereum’s network without financial intermediaries, trade assets 24/7, and earn yield through liquidity pools.
These are all significant innovations, but they are typically reserved for the more crypto-savvy population. The average person is unlikely to understand Ethereum’s complex system. Interacting with DeFi requires multiple apps for wallets, exchanges, and lending features.
Ethereum built a decentralized financial infrastructure, not a consumer-facing banking alternative. The market has already rewarded Ethereum for its innovation with a lifetime gain of more than 10,000%. As such, much of the explosive gains have already been realized, and investors should consider looking at crypto presale projects for the next 100x or more opportunity.
Source: @BullyDCrypto
XRP Targets Bank Plumbing—Not Everyday Consumer Banking
Ripple’s XRP was born to act as the bridge currency for the banking world. It offers a fast, low-cost method to settle interbank payments across currencies. Ripple deserves a lot of credit for introducing and marketing its network to many banks and payments providers, including PNC Bank, American Express, and more.
As such, Ripple’s investment narrative lives behind the scenes. The average person won’t have a need for Ripple, as it is a backend solution for banks to improve their internal plumbing.
Still, XRP’s progress remains in its very early stages, leaving it off the list of top altcoins to buy. The world of remittances and personal finance has not been upended by XRP. Despite many high-profile partnerships and pilot programs, mainstream institutional adoption has been slower than many had hoped for. Banks still rely on legacy systems like SWIFT, despite them being outdated by today’s crypto standards.
XRP may be solving a real problem and can help banks and financial institutions move money faster and cheaper, but it is still a narrative that is harder for retail investors to grasp, as it operates behind the scenes.
Source: @WhaleInsider
Digitap Emerges As The Clear Leader In Crypto Banking Plays
The title of best crypto banking play should be reserved for a crypto project that is consumer-facing and leverages the intersection of crypto and banking. Ethereum’s DeFi and Ripple’s XRP each address just a part of this opportunity.
However, Digitap, despite still being a crypto presale project, is unifying the best of both worlds in a more holistic way. By offering a borderless, all-in-one banking app powered by crypto, Digitap is able to deliver something neither Ethereum nor XRP directly provide: a seamless experience for end users to manage their money without the traditional bank frictions.
Digitap’s timing to market is ideal to rank it as a top crypto to buy now. Hundreds of millions of people worldwide are demanding better financial tools, including faster payments, lower fees, and greater control. As such, Digitap leaves Ethereum DeFi and XRP behind in the race to be crowned the top altcoin to buy in the banking vertical. And with Black Friday deals live right now, there has never been a better opportunity to accumulate $TAP at bargain prices.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
