Ripple’s XRP is holding steady at nearly $2.80 after a volatile week, with analysts divided on whether the token can reclaim momentum into Q4. However, while the latest XRP price prediction highlights a possible rally toward $3, two other altcoins, Stellar (XLM) and Remittix (RTX), are drawing even more attention on investor watchlists.
XRP Price Prediction: ETF Flows Point to Breakout Potential
XRP recently tested support at $2.70, bouncing back as ETF demand hit nearly $100 million within its first week of trading. The Rex-Osprey Spot XRP ETF marked the largest fund launch of 2025 by turnover, sparking comparisons to Solana’s ETF-driven 70% rally earlier this year.
XRP Price Chart | Source: CoinGecko
Technicals remain key, with a strong support at $2,70 and resistance at $3.20. If XRP clears the $3.20 neckline, analysts suggest a measured move back toward $3.65, with scope for $5.00 should volume accelerate.
Stellar (XLM): Fundamentals Shine Despite Price Slump
Even as XLM trades below its August high of $0.40, the Stellar Network is flashing positive adoption signals as traders watch. The TVL doubled to 400 million XLM in September, proving ecosystem confidence.
Stellar Price Chart | Source: CoinGecko
Meanwhile, the Smart contract activity surged past 1 million daily calls, showing real-world use in payments, DeFi, and integrations. Institutional exposure grew, with Mercado Bitcoin, RedSwan Real Estate, and PayPal building directly on Stellar.
With ETF filings also placing Stellar alongside XRP in multi-asset funds, XLM holders believe a possible big breakout in Q4 that could see XLM hit $1.
Remittix (RTX): The PayFi Altcoin on Every Watchlist
Alongside XRP and Stellar, Remittix (RTX) is emerging as the standout PayFi altcoin of 2025. RTX is designed to solve cross-border payments issues, targeting immediate users, retailers, and businesses.
Its presale has already raised $26.7 million, selling 672 million tokens, while CertiK ranked it the #1 Pre-Launch Token on Skynet.
What sets Remittix apart from Ripple and Stellar:
- Instant crypto-to-fiat transfers in 30+ countries, often within 24 hours.
- Support for 40+ cryptocurrencies and 30+ fiat currencies.
- A Remittix Pay API for businesses, converting crypto into fiat while payments appear as normal bank deposits.
- The Wallet Beta, launched Sept 15, is already in community testing.
With two exchange listings in place and more secured, Remittix is rushing toward mainstream adoption, offering the kind of 100x upside that’s far harder for large-cap coins like XRP or XLM to replicate.
Which Altcoin Leads the Next Bull Run?
If ETF momentum holds, the current XRP price prediction predicts a rebound toward $3.60–$5.00. Stellar’s fundamentals show resilience, making XLM a strong long-term contender.
But Remittix is stealing the spotlight as PayFi’s breakout project, offering fast, private, bank-like crypto payments and explosive growth potential.
For traders scanning watchlists, the message is clear: XRP for stability, XLM for adoption strength, and Remittix for outsized Q4 gains.
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