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Home»Business»Is It Too Late to Buy BTC at $90K – or Is a Banking Crypto Presale Like Digitap ($TAP) the Better 2026 Play?
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Is It Too Late to Buy BTC at $90K – or Is a Banking Crypto Presale Like Digitap ($TAP) the Better 2026 Play?

Don MabonaBy Don Mabona2025-12-13Updated:2025-12-13No Comments5 Mins Read
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Digitap
Man trading, browsing online stock investments at night. A man sits in front of a laptop with a chart. Business man stock exchange trader looking at laptop screen. SSUCv3H4sIAAAAAAAACpySwW7DIAyG75P2DhHnRkpK2pK+SrWDA6RBpRAB6TRVffcZSCp23S3+bP/2j/P8/KgqMoBXnJyrZ4wwVlovPjgIyhrEzW7lThohXUkejh6bEoAqIylUsE6BLuEAgU8G7hKhWbSO+JWSxAcIi5c+7rIiDkFeUSPDt0Re+JLjakukJHZgipBdwfwyJLahLP6vzvzx9TZ8lYb/pIULI05qCdnIJZeS23eQ7l5ag0UoW7h6WA46FtBCCdQMDv70zU5xZa4FsWFKd9mUuF1McHGrtxmirZ1h0PHVRxwjNz6B91guNl7M5vgX2Hsxx9iQPK2qROBxYthSetyzjjFKWddS1jdrQT7opFAnrbMJYcxvSpSuVNyAtJLxPYysbg/jqe76U1fD2B1qPsiWi7Hpj/0eb/H6BQAA//8DAIqPy4m5AgAA
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As Bitcoin trades around $90K, the market is questioning whether major upside still remains, or whether early-stage opportunities such as Digitap’s crypto presale offer stronger 2026 ROI potential. 

The Puell Multiple chart shows that BTC is no longer in deep-value territory, and with Digitap ($TAP) rising from a $0.0125 starting price to $0.0371 today, many investors are reconsidering what the best crypto to buy now truly is. Digitap positions itself as a next-generation digital bank, enabling seamless global payments, crypto–fiat unification, and reward-driven tokenomics.

Puell Multiple Shows Reduced Upside Compared With Early Cycles

The Puell Multiple measures miner revenue relative to long-term averages. Historically, extreme peaks above the red zone have tended to align with Bitcoin cycle tops, whereas deep dips into the green zone have coincided with long-term accumulation phases.

In the current chart, BTC’s price (shown in grey) remains elevated, and the Puell Multiple trades in a mid-to-upper band rather than undervalued territory.

What this means analytically:

  • During past cycles (2013, 2017, 2021), Bitcoin experienced explosive tops when the Puell Multiple spiked well above 4.
  • Today, the indicator suggests reduced asymmetry compared to historical early-cycle runs. BTC may still appreciate, but the probability of a multi-fold expansion from $90K mirrors late-cycle dynamics rather than early-cycle opportunity.
  • If BTC were to follow a typical late-cycle trajectory, a rise from $90K to perhaps $120K–$140K would represent a 33–55% gain— meaningful but limited relative to early-stage assets still priced below $0.05.

This is central to the comparison: Bitcoin remains a long-term cornerstone, but its current valuation pushes many investors to explore high-growth altcoins to buy, particularly those offering real utility and early-stage pricing.

$TAP’s Fixed Supply and Burns Shape a Scarcity-Driven Model

Digitap’s strength comes from the $TAP token, which powers a full crypto–fiat banking ecosystem rather than functioning as a speculative add-on. $TAP operates with a fixed supply of 2 billion tokens, no inflation, no taxes, and no hidden reserves, ensuring predictable economics and long-term scarcity.

Its deflationary model continually reduces circulating supply through ecosystem burns, fee-based buybacks, and staking penalties, creating structural upward pressure as adoption grows.

Utility is the core of the project. $TAP fuels staking, unlocks VIP rewards, drives governance, reduces payment fees, and supports merchant tools and card spending, embedding the token directly into Digitap’s financial infrastructure.

All contracts are fully audited, tokens purchased in the presale are claimable instantly at launch, and the roadmap outlines a clear expansion from core account features to global payment rails, payroll modules, and exchange listings.

With real usage, transparent tokenomics, and high-yield, non-inflationary staking of up to 124% APR, Digitap offers a fundamentally stronger growth profile than many altcoins to buy today — especially at this early pricing stage.

Digitap

Digitap’s Rapid Presale and Rising Price Define Its 2026 Setup

Digitap’s presale has moved rapidly from its starting price of $0.0125 to $0.0371, with the next scheduled increase taking it to $0.0383. More than 141.8 million tokens have already been sold and over $2.35 million raised, leaving this round roughly 98% complete and signalling strong early demand for $TAP as a banking-focused utility token.

buy #tap

From a return perspective, the asymmetry is clear. If $TAP moves from today’s $0.0361 level to its planned listing reference price of $0.14, investors are looking at a gain of around 3.9x upside. 

For Bitcoin to repeat the kind of explosive multiples it has shown in past cycles, it would need the conditions of a full market reset, not the already elevated levels we’re seeing today. And that’s the main argument: Bitcoin may still have upside, but its room to multiply is far more limited compared with a low-entry presale like Digitap, which needs only a fraction of that capital inflow to post stronger gains by 2026.

Generous Christmas Campaign Puts $TAP Among The Best Crypto Presales, Analysts Say

Digitap has added another layer of excitement with its 12 Days of Christmas campaign, turning the presale into a festive countdown that changes throughout the day. Every 12 hours, a new reward becomes available — anything from meaningful $TAP bonuses to short-term premium or PRO account upgrades, along with a few holiday-themed perks that rotate in.

Set up like a digital advent calendar, the campaign gives investors a reason to keep checking back to see what’s next. That steady return traffic is giving the presale extra momentum and strengthening Digitap’s appeal as one of the best crypto presales heading into the new year.

OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

Why Digitap’s Asymmetry Outshines Bitcoin’s Late-Cycle Setup

Demand for Digitap has held up well, supported by an active community and a presale that continues to pick up pace ahead of its CEX and DEX launch. While BTC works through a more mature price phase, $TAP’s early-stage structure gives it a stronger shot at offering meaningful upside by 2026 for investors looking for the best altcoins to buy backed by actual utility rather than pure speculation.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway 

 

Banking Crypto Presale BTC Digitap ($TAP)
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