Over the last month, Bitcoin has fallen from roughly $126,000 in late October to around $86,000 at the end of November. This 30% drawdown dragged most altcoins down even further, and the Fear and Greed Index hit 10 (Extreme Fear).
Almost everyone took a serious haircut, and investors are starting to wonder if it is time to give up on everything that isn’t BTC. Yet amid that washout, there are still leading altcoins to buy; investors just have to be more selective.
The Digitap ($TAP) crypto presale has continued to grind higher, ignoring the bearish sentiment, and first-stage buyers are already up more than 160% on paper. Inflows are accelerating, and the lesson is clear. The best cryptos to buy now are all fundamentals-driven, and memecoins are taking a backseat. Has altcoin fear peaked? And is Digitap the standout payments play of 2025? Read on to find out.

Has Altcoin Season Fear Finally Peaked?
The last leg of this selloff has been brutal. It erased much of the late-cycle euphoria, and many investors believe a bear market has already started. The altcoin market has, as usual, underperformed BTC on the way down, and most alts have been structurally weak since January this year.
But with OTHERS resting at the 200-week moving average, now is not the time to get bearish. This level acted as support in April amid the tariff carnage, and while retail might panic here, smart money will be accumulating the best altcoins to buy.
Altcoin season fear has likely peaked here, and under the surface, rotation games are underway. Capital is being pulled from over-owned, and over-valued layer ones and being redirected into small caps and crypto presales. Flows into banking-focused projects like Digitap are ramping up, showing investors still have risk appetite, but they want multi-year growth stories instead of memes.
Digitap: The Omni-Bank crypto to buy now for Gen Z and Millennials
Digitap has smashed $2.1 million raised in this bearish window, and that alone has investors paying attention. The team has built the world’s first omni-bank. At its core, Digitap is a global money app that lets users hold multiple fiat currencies and crypto assets in a single account. One slick neobank-style interface with all the firepower of crypto under the hood and no siloes between financial systems.
Instead of juggling multiple exchange accounts, bank apps, and wallets, users can now unify all forms of value on a single dashboard. This is exactly the kind of UX that the next cohort of crypto users wants: familiar, mobile-first, and frictionless. And that’s why the Digitap crypto presale is flying and $TAP ranks among the best cryptos to buy now in November.
Digitap went for a product-first approach, and anyone can download the app today. The Visa program is also already live, and thousands of people globally are using virtual and physical cards that plug straight into Apple Pay and Google Pay to spend their on-chain balances anywhere. The non-KYC virtual card option was a resounding success, and the privacy narrative heating up again acts as a powerful tailwind for $TAP.
But the most important element of this global money app is unlocking the settlement speed of stablecoins into everyday life. Gen Z and Millennials already bank primarily on mobile, and Digitap taps into this existing customer behaviour.
The multi-rail architecture unlocks cross-border payments at less than 1% fees with real-time settlement, and this digital-first global finance app, where money moves faster, could usher in a new financial era.
Selective Fear & Selective Opportunity: Is $TAP the Best Crypto to Buy Now?
Altcoin season, when everything pumps, is not happening again. BTC’s big drawdown forced investors to look for projects creating real value. But fear does not last forever. And this is an opportunity for smart investors.
The success of the Digitap crypto presale shows that highly selective asset selection will be the best approach moving forward, and fundamentals matter. $TAP looks more like fintech equity with 50% of platform profits used to fund token burns and staking rewards, and the current price of $0.326 will jump to $0.0334 in two days.
Ready to disrupt trillion-dollar industries and potentially revolutionize global finance, the upside potential of $TAP easily makes it a leading altcoin to buy this year. And with a 96-hour Black Friday Bonanza starting this Friday with over $1 million in giveaways planned, investors should be paying attention to this brand-new omni-bank.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway



