Arthur Hayes thinks Bitcoin’s latest plunge isn’t about investors losing faith, but rather about the dollar tap being turned off. As liquidity thins, it gets harder to find solid altcoins to buy, and investors need to think very differently.
Hayes argues that a sharp contraction in dollar liquidity has dragged BTC down, and he was right in predicting that the S&P 500 and Nasdaq would follow. But not everything looks bearish with certain crypto presales beating the dollar crunch.
While majors depend on huge amounts of liquidity, smart investors are placing their chips on small caps that have huge upside. Payment rails and banking infrastructure are the play, and Digitap ($TAP) looks less like a crypto presale and more like an equity-style bet on the future of money. In a market period defined by liquidity stress, the omni-bank model is emerging as one of the best cryptos to buy now.
Arthur Hayes’ Dollar Liquidity Thesis
Hayes frames Bitcoin as a “free-market weathervane of global fiat liquidity.” That means when liquidity is sloshing around the system BTC performs excellently, and the inverse is also true. When the balance sheet shrinks, BTC suffers. Bitcoin plummeting in Hayes’ view is the first visible crack.
He highlights how this withdrawal of dollar support, has driven the mass outflows from BTC ETFs, such as the record single-day withdrawal of more than $460 million from BlackRock’s IBIT. According to Hayes, the real risk, is what happens if equities crack. And that’s playing out currently.
Hayes’ believes that if the S&P and Nasdaq drop 10–20% while policy rates hover near 5%, there would be a disorderly credit repricing event. The type that would force the Fed and Treasury back into stealth QE. In that scenario, Hayes still thinks Bitcoin can ultimately rally to the $200,000–$250,000 range by year-end, but only after a painful flush to lower levels as dollar liquidity tightens further first.
Why Payments and Stablecoins Are Still in a Bull Market
The paradox of a dollar crunch is that it hurts risk assets but boosts demand for better payment infrastructure. When conditions tighten, cross-border commerce doesn’t stop. In this context, Digitap and other payment-centric crypto presales continue to raise massive amounts.
The altcoins to buy now and the best cryptos to buy now are projects front-running the migration of value from clunky bank plumbing to real-time crypto-driven flows.
Digitap’s Omni-Bank Design as a Dollar Hedge
Digitap sits directly between banking and crypto. Marketed as the world’s first omni-bank, it offers a single environment where users can hold and move multiple fiat currencies and over 100 cryptocurrencies from one app, available today on iOS, Android, and desktop.
Under the hood, a multi-rail architecture can send value over public blockchains for stablecoin settlement or via traditional rails such as SWIFT, SEPA, ACH, and Faster Payments, routing transactions based on cost and speed at the moment of execution. On the front end, Digitap looks and feels like a modern neobank.
Users can open multi-currency fiat accounts, access on-chain wallets, swap between assets and crypto and fiat, and send or receive both local and cross-border payments. The Visa-backed card unlocks crypto balances in the real economy, and demand for the non-KYC virtual card has blown away all expectations.
During a dollar crunch, trading volumes dry up, but global commerce doesn’t. An omni-bank that lowers friction and fees processing these global flows can grow aggressively even through macro chop. And that’s why the Digitap crypto presale is booming. Users are not funding a whitepaper but investing in an already scaling live product. Visa card sign-ups and app usage are accelerating, and $TAP might just be the best crypto to buy now.
How the $TAP Token Turns Flows Into Value Capture: Best Crypto to Presale to Buy in November?
The $TAP token is integrated into the platform at every level. Holding $TAP unlocks cashback rewards and VIP perks on the platform, and best of all, the token has a flywheel. Digitap has committed to allocating 50% of platform profits to burning $TAP and distributing rewards to stakers—currently paying a 124% APY to presale investors. More use and adoption lead to greater buying pressure.
Early investors who participated in the initial round are already up more than 150% on paper, and the current price of $0.0326 still offers a significant discount from the final listing price of $0.14. Payment volumes and stablecoin usage are skyrocketing, and Digitap looks like a leveraged play on the stablecoin era itself.
A live omni-bank whose revenue grows with cross-border volume, and whose token turns that revenue into structural buy pressure. While Hayes forecasts downside for the majors, $TAP looks to be one of the best-positioned crypto presales this year and, arguably, the best crypto to buy now for anyone bullish on the future of crypto and stablecoin adoption.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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