BTC is puking aggressively, and investors are switching to risk off. Compounding bearish sentiment is the fact that equities are starting to roll over. BlackRock’s IBIT posted a record one-day outflow of about $463 million, finishing a week where crypto-related products bled roughly $2 billion—one of the largest weekly withdrawals since February.
Institutions are clearly de-risking when it comes to majors. But in crypto, there is always a bull market somewhere, and crypto presales are performing superbly in the current environment. Not all presales, but the ones with strong tokenomics, live products, and tokens linked to cash flows are crushing it.
Digitap ($TAP) is a prime example. This omni-banking platform has smashed $2 million raised in record time, and for anyone hunting altcoins to buy or looking for the best crypto to buy now, they should be paying attention. Here’s why $TAP might just be the best smart money play on the market in Q4.
BTC ETF Flows “De-Risk”
This week in November has been grim for ETF outflows. More than $2 billion in outflows from US investors, and $463 million of BTC outflows from BlackRock’s IBIT alone. But there is light at the end of the tunnel for investors. Exuberant inflows have typically marked local tops, and selling like this means the local bottom is close.
BTC dropping below $90,000 scared lots of investors. While retail thinks that institutional investors have an edge, they trade momentum as much as retail. The single-day record outflow from IBIT confirms this, and that these investors are de-risking here. But again, historically, oversized outflows and inflows tend to mark local bottoms and tops.
The largest problem BTC faces is that it is primarily a momentum vehicle with no cash flows to speak of. And that is why investors are turning towards crypto presales, which offer ground-floor entries, and instead of arriving late, investors are early.
Why Crypto Presales Are Attracting Smart Money
Crypto presales allow investors to lock in fixed prices and avoid downturn. They become safe havens in bearish markets, but capital has become more selective, and the altcoins to buy must pass three filters. First, a total addressable market measured in trillions—such as global payments, remittances, and FX. Second, a product that works. Finally, a token design that captures value directly linked to platform activity.
Digitap has all three, and that’s why this PayFi altcoin continues to attract inflows despite prevailing sentiment. And the current price of $TAP, $0.0313, seems to be incredibly undervalued. The type of entry that smart money likes.
Digitap Builds the World’s First Omni-Banking App
Digitap is pioneering a new type of digital-first finance. Its omni-banking app unifies fiat and crypto under one account, and it moves value across a multi-rail architecture. Blockchains and legacy banking corridors such as SWIFT, SEPA, ACH, and Faster Payments are all integrated, and Digitap sends transactions of whichever is fastest at that moment. The end result is a neobank-style front end but with money that moves much faster.
The Visa program has seen thousands of users signing up for virtual and physical cards, with many taking advantage of the non-KYC option. A crypto presale that already has its app out in the wild, and thousands of users leveraging its Visa cards to spend on-chain balances with millions of merchants globally, is a rarity. And this partially explains Digitap’s early presale success. But the real emphasis has been on the tokeomics.
The $TAP Flywheel
Digitap’s tokenomics are straightforward—allow token holders to share in the platform’s success via buybacks and staking rewards. The total supply is capped at 2 billion, with 50% of profits allocated to burns and rewards for stakers. More adoption directly translates to Digitap burning more $TAP—and this style of value capture has been hugely successful this cycle, with HYPE being the salient example.
Smart money does not like governance tokens, but they do like adoption metrics they can track and tokens that generate cash flow. Even as ETFs have seen heavy redemptions and BTC dipped below $90,000, inflows into the Digitap crypto presale have accelerated.
And with the app live on OS and Android, and the potential to disrupt cross-border payments and digital banking (both industries that process trillions in volume annually), it is easy to see why.
Is $TAP the Best Crypto to Buy Now?
When sentiment gets bearish, investors rotate aggressively towards utility and projects that generate cash. Digitap operates in payments, which are market-agnostic—whatever happens in macro, people still need to move money. It also benefits from the massive push made by the US government to adopt and increase the supply of stablecoins.
Price at just $0.0313 today, but soon jumping to $0.0326, and with a final listing price of $0.14, the potential upside for early investors is clear. Digitap is a consumer-grade front-end that hides the complexity of crypto and makes the daily financial experience better. That’s why $TAP could just be the best crypto to buy now as everyone flips bearish on majors.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
