A new wave of interest in new DeFi projects and high-growth crypto is sweeping through the market, and with recent headlines about major ETF launches and cross-chain Defi project breakthroughs, the mood is “act fast or miss out.” The pressure of “get in early” is real: only a few coins will shine as the next big altcoin in 2025.
In that spirit, analysts are pointing at three picks with huge upside potential: Hedera (HBAR), Stellar (XLM) and Remittix (RTX). Each brings a different flavour of opportunity whether enterprise-ready, payments-oriented or early-stage crypto investment. If you don’t want to regret missing the boat, it’s time to look seriously.
Hedera (HBAR): The Institutional Layer-1 Network Poised For Lift-off
The HBAR price is hovering right now around $0.20 as the network recovers from a dip. Analysts are calling HBAR the “sleeper institutional pick” among layer-1 alternatives. With one of the first spot ETFs tied to its token, momentum is building fast.
This could be your window if you believe that networks governed by enterprise players can break out when most retail investors still sleep. The promise of HBAR as a low-gas-fee crypto (transactions cost $0.001-$0.01) adds to the angle.
Early buyers who jumped in ahead of the ETF news are already seeing upward moves of 15–20% in days and if HBAR reclaims resistance at $0.23-$0.24, the door opens. If you’re hunting for a major multi-bag before 2026 and want a project with serious backing, HBAR might check a lot of boxes.
Stellar (XLM): Payment-layer Veteran Ready For The Next Cycle
The XLM price today sits around $0.379 according to recent live data. Stellar has a long track-record as a cross-border payments network and is often regarded as one of the best Defi altcoin plays if you believe in global remittance infrastructure. That makes it an undervalued crypto project by some analysts.
Whales appear to be accumulating: after a dip of 40%, institutional buyers stepped in and set up what could be a breakout toward $0.50.
If you’re seeking exposure to a “top crypto under $1” that still has upside, XLM fits. It’s not flashy, but it has staying power. And if the macro tailwinds for payments and remittances pick up, XLM could surprise those who get in early.
Remittix (RTX): The Payment-focused Breakout Candidate You Don’t Want to Ignore
Now comes the under-the-radar DeFi project that many analysts believe could be the next big altcoin. Remittix is described as a high-growth crypto, an early-stage crypto investment with a payments twist, and built for real-world utility in a world starved of meaningful crypto payments infrastructure.
Here’s why Remittix is gaining traction:
- Global Reach: Send crypto directly to bank accounts in 30+ countries
- Real-World Utility: Designed for both crypto natives and new users
- Security First: Audited by a top firm, giving extra confidence
- Wallet Coming: Mobile-first experience with real-time FX conversion
- Over $27.7 Million Raised: One of the fastest-growing presales of 2025
This project stacks up as a payments-centric system, which puts it in the “best crypto to buy now” conversation for anyone chasing breakout potential. Compared to HBAR and XLM, Remittix may carry more risk. In a market full of speculation, this one ticks rare boxes of product, payments-infra and aggressive entry momentum.
Also, the team just got verified by a top blockchain auditor, making this one of the top pre-launch stories you’ll see this year. If you want to be an early holder positioned for launch, now is the time to act.
Don’t Miss the Moment
Time is the enemy when you’re chasing breakout gains in this space. HBAR and XLM offer lower-risk, infrastructure-play potential. Remittix offers higher-risk, higher-reward exposure to the payments boom. If you wait too long, the scarcity effect will bite you.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
