FNB announced on Thursday that customers can now make payments through their VISA enabled FNB Banking Cards by simply tapping their compatible Fitbit or Garmin Wearable on any contactless-enabled point-of-sale device.
Customers with compatible Fitbit and Garmin wearables will now be able to securely and conveniently make payments whilst on the move.
To make payment, a customer simply selects the wallet feature and then taps their wearable on the contactless point of sale, just as they would when paying with their FNB Pay enabled smartphone or their contactless card.
For those customers who are already using these fitness wearables in everyday life, this new contactless payment solution further compliments their active lifestyles through enhanced convenience and safety as the need to carry cash or cards is diminished.
Multiple layers of security, such as encryption and tokenization, make this one of the most secure methods of making a payment. Customers can rest assured that their card details will remain private and secure as they will never be shared with retailers, Fitbit or Garmin.
As a further security measure, whenever the Fitbit or Garmin device leaves your wrist you will be required to enter your wearable pass-code once placed back on your wrist in order to re-activate the functionality.
“The device stays authenticated for 24 hours or until you take it off your wrist. In addition, the point of sale device will also prompt you to enter your card PIN for certain transactions. Both your card PIN and device passcode should never be shared with anyone.” says Jason Viljoen, head of Digital Payments at FNB.
This payment solution is available to existing FNB/RMB Private Bank cardholders, who have a compatible Fitbit or Garmin device and have downloaded the Fitbit or Garmin App onto their cellphones. The list of compatible wearables can be found on the Garmin and Fitbit websites.